Each year intense Indiana weather leaves many homeowners and building owners with roof damage. But most Hoosiers are unfamiliar with the insurance claim process. Here are the Do’s and Don’ts of filing an insurance claim in indiana should your roof sustain damage from hail or high wind.
Each year approximately 6 million sq. feet of rubber roofing are installed in Indiana and it’s not only because Firestone, a major rubber roofing manufacture, is located in Indiana, a properly installed and maintained rubber roof can last for many years. EPDM Rubber roofing is typically installed in Indiana in one of three ways, loose laid and held down by river stone or Ballasted, Mechanically attached with screws and bars, or fully adhered or glued down. Regardless of how your EPDM roof was installed, these tips will help you do a better job inspecting your flat roof.
ATTIC INSULATION TIPS
- Do I need more attic insulation?
- What is the recommended R-value for the climate I live in?
- What is the best insulation for my attic?
- What tools do I need to install insulation?
- What do I need to know before installing insulation?
- How do I install my new attic insulation properly?
Where Most People Go Wrong and How To Get It Right: Number 1 Reason Why Roofing Systems Fail
The intense physical labor involved in roofing makes the installation process and quality control measures that a company uses or doesn't use easy to overlook. Mainly because when you watch a roofing crew in action, the labor aspect of a project stands out the most, and for good reason. Roofing, whether flat, steep slope, or metal is hard work. But there is more to a roofing project than just hard work, labor is only a small part of the overall success of the job. Installing a long lasting roofing system and keeping the home or building dry isn’t the result of hard work and sweat, it’s the result of a tested and proven installation process and the quality control measures to ensure the process was followed.
A primary area of maintenance of any commercial roofing system are sealants and caulking. Often a sealant exposed to the harsh roof top environment will deteriorate before the roofing system has reached the end of it’s lifecycle. Ensuring that sealants are intact and doing their job is a great way to extend the life of the roof on you building.
These are just a few questions you need to ask yourself. There are a number of things to consider when reroofing your building. Discussing these things in advance with roofing contractors will help minimize interruption of your day to day business.
What should you be able to anticipate?
• Roofing contractors should be clear on a work schedule in advance
• Disruption of day to day business can cost you money, minimizing this is vital
• What is the plan for equipment and contractor parking
• Where does your contractor plan to stage supplies
• Will there be debris on site from the removal of the ex
• How do they plan to dispose of that debris
• Is there a sufficient plan to keep the roof dry during installation
• How will roofing materials be brought in, lifted to the roof, and will large equipment be required
• Has your contractor determined the weight restrictions for your roof to carry the new materials
• What safety measures will be taken to ensure the well being of your staff and customers
• Who is the point of contact for your onsite project and is their a backup person to discuss any
issues that may arise
• Permits need to be acquired, who will apply and pay for these
• There should be clear worker safety plans
• Roofing contractors must comply with OSHA standards, not doing so can cause a job stoppage
Getting a new roof on your place of business is an investment of not only your money, but also your time. Delays may occur with the best of planning. The best way to manage the work to be done and to prevent costly delays and business interruption is to communicate with roofing contractors. Discussing these points prior to beginning your roofing project can ensure the most successful installation of your new roof, with the least interruption of your day to day operations.
According to The National Association of Commercial Roof Inspectors , "The average life expectancy of these roof systems has been indicated to be 15 years." Many leaks are the failure of installation or maintenance. Even when leaks are not obvious, any water that enters under a flat roof remains and rarely dries. Roof materials, then, degrade and further damage insulation below the membrane - leading to yet more damage.
Perhaps, not surprisingly, any roof system should be inspected just after installation to confirm the quality of the work and related liabilities. A close inspection should follow any and every major wind, rain, or hail event and routinely every 3 to 5 years after installation.
You might want to act faster or more frequently if your roof has certain characteristics:
- Rolled materials all have seams that are susceptible to cracking and lifting.
- Most systems installations do not reinforce flashing material.
- Most are glued or heat-mopped.
- Some curbs and stacks are not customized, nor are scuppers and parapets.
- Most installations charge for extended warranties because there is little or no coverage for damage from standing water or consequential damage.